Island Living at Its Best! No HOA, no flood zone.Prime location with easy access on and off the island! This versatile property is perfect as a primary residence, investment property, or second home with an in-law suite. Fully embracing the island lifestyle.Tucked away in a quiet cul-de-sac with no thru-traffic, this home offers a welcoming neighborhood feel while being just minutes from top attractions. Upstairs features an open floor plan with vaulted ceilings in the living and dining area. The kitchen features ample cabinetry, stainless steel appliances, custom tile backsplash, a breakfast bar/island, and a large pantry. Enjoy outdoor living on the covered front porch or private side deck.Downstairs you will find an additional 707 sq. ft. of separate or joined living space with a full bathroom, kitchenette, and mini-split HVAC unit. The downstairs unit has a private side entrance and sliding glass doors leading to a wraparound back and side deck. Option to use as one large home or separate for rental potential.Outside enjoy a fully fenced backyard divided into two sections, plus an outdoor shower, perfect for rinsing off after a beach day. The garage and driveway offer ample storage for a golf cart, fishing gear, beach toys, and bikes. Walking distance to the State Park, beach, boat ramp, and downtown beach boardwalk with dining, shopping, and entertainment. Don't miss this rare island opportunity. Schedule your showing today!