No flood insurance required (Zone X) on this charming two bedroom, two bath home on a lovely flat lot in beautiful Fairfield Harbour. Features include a wonderful 2-sided wood burning fireplace between the great room and study/den/office. New roof in 2024 by HRH Roofing, warranty to convey to new purchasers, VF in main areas, carpeted bedrooms, each bath features shower enclosure, master bath with tiled surround and flooring with clear glass shower door, Recently painted including kitchen cabinets, deck repaired, kitchen refrigerator included plus washer & dryer in spacious laundry room. 1-year 2-10 Home Trust Warranty to buyers also included. Close to Historic Downtown New Bern, with wonderful restaurants, shops, art galleries. And in the gated community of Fairfield Harbour offering dozens and dozens of clubs to suit all types of hobbies and interests, lending library, golf, tennis, pickleball, and oh yes, boating of course. New in 2022 boat ramp with daytime parking lot, and several boat/RV storage facilities nearby.